April 23, 2025
AgencyIs Your Home at Risk? How Insurance Companies Decide Your Rates
Your homeowners insurance is an essential and often required investment that can play a key role in ongoing financial security and stability. However, purchasing home insurance may also represent a significant expense that cannot be taken lightly, especially during times of economic uncertainty. Understanding how your rates are determined and ways you might be able […]
March 14, 2025
AgencyImportant Reasons to Ensure Commercial Property is Covered
In an ever-changing world, ensuring your business or commercial property is adequately insured can be crucial. Proper insurance coverage can not only shield you from financial setbacks due to unexpected events but also help you comply with legal requirements. Reasons to Have Business Insurance Businesses should consider insurance for the following reasons: Protection against financial […]
January 3, 2025
AgencyHow to Secure Auto Insurance for Young Drivers in GA
Young drivers often face higher insurance premiums due to their lack of driving experience and higher risk of accidents. Securing auto insurance for young drivers in is essential for their safety and legal compliance. Understanding the Factors Affecting Premiums One of the first steps in securing auto insurance for young drivers is understanding the factors […]
December 17, 2024
AgencyWhat Holiday Gifts Need to Have Insurance Coverage?
The holiday season is a time of joy and generosity, often marked by the exchange of thoughtful holiday gifts. While the sentiment behind gift-giving is priceless, some presents come with significant monetary value and should be protected accordingly. Holidays Gifts and Insurance Considerations The following are some holiday gifts that may need insurance coverage to […]
November 25, 2024
AgencyAm I Required to Offer Workers Comp to My Georgia Employees?
requires any business with three or more employees to carry workers’ compensation insurance for corporate officers, full-time and part-time employees. Sole proprietors and partners are not automatically considered employees but can be covered when your company asks the insurer to include them. Posting Requirements law also requires employers to post specific notices in the workplace: […]
October 28, 2024
kiteinsadminFall Safety Tips to Implement in Your Business
As fall and winter approach, businesses must adapt to the unique safety challenges these seasons bring. Implementing effective strategies, like these fall safety tips, can help ensure a safe environment for employees and customers alike. Fall Safety Tips for Businesses Consider the following safety tips to implement in the fall: Maintain clear walkways. Fallen leaves can […]
August 29, 2024
AgencyHow to Prevent Heat-related Workers’ Compensation Claims
As temperatures rise, so does the risk of heat-related illnesses among workers, particularly those in outdoor or high-temperature environments. Preventing heat-related workers’ compensation claims is crucial for maintaining a healthy workforce and minimizing financial liabilities. Why Is It Important to Prevent Heat-related Workers’ Compensation Claims? Preventing heat-related workers’ compensation claims is crucial for the following […]
July 30, 2024
kiteinsadminWhat Is Accident Insurance and Why Do I Need It?
Accident insurance is a specialized policy designed to provide financial support if you suffer injury or death due to an accident. Unlike standard health insurance, accident policies do not typically cover incidents involving negligence, natural disasters or events considered “acts of God.” Accident coverage may limit total payouts or exclude coverage for high-risk activities. This […]
January 19, 2024
AgencyWhy You Should Work With an Independent Insurance Agency
Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]